FAQ
FAQ
Frequently Asked Questions?
Who can I help?
Anyone under 65 years old and Employers with less than 50 employees.
Most common are:
Self Employeed/1099
Early Retirement
Between Jobs
Small Business Owners
When can I sign up for Health Insurance?
There are options for health insurance everyday of the year, no matter your situation. For private health insurance you do not need a special enrollment period or open enrollment.
For ACA/Obamacare plans, you need to sign up in either an annual enrollment period or a special enrollment period.
Either way, you always have options to fit your situation.
Either way, you always have options to fit your situation.
What is the fee for your services?
There are no fees to work with me. Whether you sign up with a plan through me or not, I
am here to help.
What does the process look like?
With most clients, I set up a quick 15-minute call to understand you and your situation
better. This is where I will ask questions like, “Are you looking for just yourself or family
too?” DOB’s, health history, etc. This allows me to start to research the best options for
you and allows you to ask questions too. If you decide to use my services, we will
schedule a zoom call where I can share my screen with you and show you the options
that I found. I spend time explaining what those options cover and give advice based on
your situation. If you decide that one of those plans is the best for you, I help to process
your application and stay as your advisor while you are on the plan.
What types of insurance do you offer?
I have options that can include Medical, Dental, Vision, Life, Supplemental, Critical
Illness, Accident Protector, Short Term Disability and access to much more. I am happy to guide you in the right direction if you are needing something specific!
What advice would you offer to someone looking for health insurance?
Don’t shop online; you will most likely get put on call lists for many different companies
and it is hard to get off those lists. You also open yourself up to scams or health plans
that are not full coverage. Use a broker/advisor to help avoid this.
What if I don’t understand how the advisor addresses the issue of not believing in health insurance?
That is truly what I am here for. The health system in the United States is extremely
confusing. Most people don’t understand how it works. I focus on educating my clients
and teaching them ways that can both save them money and keep them safe.
Why should I use your services?
The short answer is: I make the process easy and can hopefully save you money too.
The long answer is: my services are free, and I have access to both public and private plans. By asking questions, I can narrow down your options to make the process easier for you. If you sign up with a health plan through me, I stay as your advisor. This means if you need help finding doctors in network, support on claims or just have questions you can call me first instead of calling a 1-800 number with the insurance company.
The long answer is: my services are free, and I have access to both public and private plans. By asking questions, I can narrow down your options to make the process easier for you. If you sign up with a health plan through me, I stay as your advisor. This means if you need help finding doctors in network, support on claims or just have questions you can call me first instead of calling a 1-800 number with the insurance company.
